For generations, communities here have gathered in circles to build schools, settle medical bills and launch businesses. The Chamas of Kenya. The Umuganda spirit of Rwanda. We are a people who move forward together.
Harambee by InversePay is the digital extension of that circle: the village square, on your phone, with proof where there used to be blind trust.
A harambee works because people know each other. The moment it has to reach beyond that circle, the old way runs out of road.
The problem: Cash is collected by hand and nearly impossible to track
With Harambee: Give in seconds with M-Pesa, MTN MoMo or Airtel Money
The problem: Givers rarely see where their money ends up
With Harambee: Every gift creates a permanent receipt you can check anytime
The problem: Appeals stop at the village edge, far from the diaspora
With Harambee: Three Champions vouch in public before launch, so trust travels past the village edge
The problem: Nothing protects anyone when trust breaks down
With Harambee: Escrow holds funds, then pays hospitals and schools directly
Four protections sit behind every gift, and each one is something you can see for yourself.
Everyone who starts a Harambee passes a biometric face match and a National ID check before going live. You are never giving to a stranger, only to a confirmed, real person.
Before any campaign goes live, three trusted people publicly stake their names on it: family, friends, community leaders. No Champions, no campaign.
Funds are held on Harambee until the campaign pays out, and our team reviews large payouts first. If something goes wrong along the way, your gift stays protected.
Payouts go to verified hospitals, schools or the campaigner, and every gift creates a permanent receipt. You always know exactly where your money went.
The village has always worked this way. Every Harambee starts with one person and one need, and the community closes the circle around it.
A parent needs to clear school fees. A family faces a medical bill. A young founder needs a push. They come to Harambee, verify who they are, and tell their story.
Before the campaign goes live, three people who know them vouch for it in public: a sibling, a friend, a neighbour. They stake their names on it. That is what makes it real.
Because the cause is verified and vouched for, anyone from next door to the diaspora can give knowing escrow protects their money and a receipt proves where it went.
The Champions who vouched and the donors who gave watch it work: the updates, the receipts, the outcome. Many go on to start their own Harambee or vouch for the next one.
Start a Harambee in minutes with your community behind you. Schools, SACCOs, churches and NGOs can fundraise, run events and collect payments as an organisation.
