For generations, African communities have gathered in circles to build schools, settle medical bills, and launch businesses. Whether it is the "Chamas" of Kenya or the "Umuganda" spirit of Rwanda, we are a people who move forward together. Harambee by InversePay is the digital extension of that circle, bringing the village square directly to your smartphone.
Since always, together
The tradition your grandparents trusted, now with proof.
Pulling togetherFrom Chamas to UmugandaTo carry the harambee tradition into the digital age: your community pulling together, every gift honored with a permanent receipt, every shilling delivered exactly where you sent it.
An Africa where pulling together funds anything, and the trust your community earns by showing up becomes capital in its own right.
One promiseThe circle holdsEvery campaigner verifies their identity before asking for a single shilling. When you give on Harambee, you give to a real person with a real need, confirmed and vouched for. That is the standard. There is no other way in.
A harambee has never been about money alone. It is people pulling together. Three Champions publicly vouch before any campaign launches, so no campaigner stands alone and no donor gives blindly. Trust is built before a single shilling moves.
Every shilling is accounted for. Escrow holds funds until milestones are met, payouts go straight to hospitals and schools, and every gift creates a permanent receipt. Money goes exactly where it was promised, and you can prove it.
100%
goes to the need: payouts run straight to verified hospitals, schools, or the campaigner.
Permanent receiptsProof in your pocket
Every person who starts a Harambee verifies their identity with a biometric face match and a National ID check before going live. You are never giving to a stranger. You are giving to a confirmed, real person.
Before any campaign goes live, three trusted people publicly stake their names on it. Family, friends, community leaders. No Champions, no campaign. That is protection for everyone in the circle.
Funds sit in secure escrow and are released only as milestones are met or the goal is reached. If something goes wrong along the way, your contribution stays protected.
Payouts go straight to verified hospitals, schools, or the campaigner, and every gift creates a permanent digital receipt. You always know exactly where your money went.
Every Harambee starts with one person and one need. Here is how the community closes the circle around it.
From the Chamas of Kenya to the Umuganda spirit of Rwanda, we are a people who pull together. Harambee gives that circle a digital home, with proof where there used to be blind trust.
One circle at a timeA parent needs to clear school fees. A family is facing a medical bill. A young founder needs a push. They come to Harambee, verify who they are, and tell their story.
Before the campaign goes live, three people who know them vouch for it publicly. A sibling, a friend, a neighbour. They stake their names on it. That is what makes it real.
Because the cause is verified and vouched for, anyone from next door to the diaspora can give knowing escrow protects their money and a permanent receipt proves where it went.
The Champions who vouched, and the donors who gave, watch the whole thing work: the milestones, the receipts, the outcome. Many go on to start their own Harambee or vouch for the next one.
Start a Harambee in minutes with your community behind you. Schools, SACCOs, churches, and NGOs can fundraise, run events, and collect payments as an organization.
Escrow protectedEvery gift gets a receipt